The Plant Society
Money Tree
The Money Tree (Pachira aquatica) is a popular houseplant believed to bring good luck, prosperity, and positive energy to its owner. With its unique braided trunk and glossy green leaves, it makes an attractive and low-maintenance addition to your home. Here’s how to keep your Money Tree healthy and thriving.
Light
- Ideal Light: Money Trees prefer bright, indirect light. Place your plant near a window where it will receive plenty of light but without direct sun exposure. This helps the plant maintain its vibrant green color and healthy growth.
- Avoid: Direct sunlight can scorch the leaves, causing brown or crispy spots. If you notice this happening, move the plant to a shadier spot.
- Low Light: The Money Tree can tolerate lower light levels, but growth will slow down, and the plant may become leggy with fewer leaves.
Watering
- Frequency: Water your Money Tree when the top 1-2 inches of soil are dry. Typically, this means watering once every 7-10 days, but it will depend on the environment, especially during different seasons.
- Watering Tips: The Money Tree does not like to sit in water, so always check that the pot has good drainage. Overwatering can lead to root rot, so make sure the excess water can escape.
- Watering Method: Water thoroughly until it drains out of the bottom of the pot. If your plant is in a decorative pot without drainage, be sure to empty the water that collects at the bottom after watering.
- Signs of Overwatering: Yellowing leaves and a musty smell from the soil can indicate overwatering. If you notice these signs, reduce the watering frequency and ensure the pot has proper drainage.
Temperature
- Ideal Temperature: Money Trees prefer temperatures between 65°F and 75°F (18°C - 24°C). They are best suited for indoor environments and can tolerate average household temperatures.
- Avoid: Keep your plant away from cold drafts, such as those from air conditioners, heaters, or open windows, as temperatures below 50°F (10°C) can stress the plant and stunt growth.
Humidity
- Ideal Humidity: Money Trees prefer moderate to high humidity. A humidity level between 40-60% is ideal for optimal growth.
- Increase Humidity: If your home is very dry, especially in winter, consider:
- Using a humidifier near the plant.
- Placing the plant on a humidity tray (a shallow dish filled with water and pebbles).
- Misting the leaves lightly with water occasionally to boost moisture.
Soil
- Best Soil: A well-draining potting mix is essential for the Money Tree. A standard potting soil mixed with perlite or sand will ensure that the roots don’t become waterlogged. The soil should retain some moisture while allowing excess water to drain away.
- Repotting: Repot your Money Tree every 1-2 years or when it outgrows its current pot. Choose a pot that is 1-2 inches larger than the current one, and ensure it has drainage holes to prevent water from collecting at the bottom.
Fertilization
- Frequency: Fertilize your Money Tree during the growing season (spring and summer) with a balanced liquid fertilizer diluted to half strength. Feed the plant once every 4-6 weeks.
- Winter Care: In the fall and winter, when growth slows, reduce or stop fertilizing, as the plant doesn’t require as much nourishment during its dormancy period.
- Fertilizer Tips: Avoid over-fertilizing, as this can cause nutrient burn or excess growth. Always dilute the fertilizer to avoid this issue.
Pruning & Maintenance
- Pruning: Prune any dead, yellow, or damaged leaves to keep the plant looking tidy and to encourage new growth. If the plant becomes too tall or leggy, you can trim back the stems to encourage branching and a bushier shape.
- Cleaning: Dust the glossy leaves of your Money Tree regularly with a damp cloth to keep them shiny and allow the plant to photosynthesize more efficiently.
- Braid Maintenance: If your Money Tree has a braided trunk, it’s important to avoid pulling or twisting the stems as they grow. If the braids loosen, you can carefully re-braid them, but be gentle not to damage the trunk.
Pests & Problems
- Common Pests: Money Trees are relatively pest-resistant but may attract mealybugs, scale, and spider mites. Check the undersides of the leaves regularly for pests. If you find any, treat the plant with neem oil or insecticidal soap.
- Yellowing Leaves: Yellowing leaves are often a sign of overwatering or underwatering. Check your watering routine to ensure you’re neither overwatering nor underwatering.
- Brown Tips: Brown tips on the leaves are commonly caused by low humidity or inconsistent watering. Ensure that the plant has adequate moisture in the soil and the air.
Toxicity
- Note: Money Trees are non-toxic to pets and humans, making them a safe plant for households with children and animals.
Additional Tips
- Growth Habit: Money Trees are slow-growers, and their braided trunk can become more prominent as the plant matures. If the plant becomes too tall or leggy, it can be pruned back to maintain its desired shape.
- Propagation: You can propagate Money Trees from stem cuttings. Cut a healthy stem with at least one node, and root it in water or moist soil. Once it has established roots, you can transplant it into its own pot.
- Symbolism: The Money Tree is considered a symbol of good luck, wealth, and prosperity in many cultures, especially in feng shui. It’s often placed in the home or office to attract positive energy and fortune.
Displaying Your Money Tree
- The Money Tree looks great as a focal point in any room, thanks to its distinctive braided trunk and shiny, palmate leaves. It’s best placed in a spot with bright, indirect light, away from heavy foot traffic.
- It also works well in office spaces or living rooms where it can benefit from a steady temperature and adequate light.